Posts

Showing posts with the label bankruptcy

The Ghost part 15 (some things about my bankruptcy)

It isn't as bad as you think: it removes you from the lenders and banks various grasps. You have to wait for 6 years to get back to a positive credit rating it seems, but you are left without any anxiousness and sleepless nights fretting about bailiffs and debt collection calls. I fell for the trap of loans, credit, overdrafts and higher purchase with the promise of have now and pay later lifestyle. While my wage was scant enough to pay my debts I tried always to subsist within the luxury provided by numerous credit cards and loans while my take home was squeezed to an impossibly low level. When I was asked to leave by Coors Brewers in 2003, due to my health issues, I had huge and unsupportable debts that made my overall state of mind worse and sent me into a real break down. I started seeing a Counsellor and a Physiologist through Coors and Bupa, health care provided by work, in June and July 2003, we discussed the reasons for my declining mental state and it became apparent ...

The Ghost part 14

I have decided to remove some of the uncontrollable hairs flourishing all over my shoulders and back. I feel that I am looking grizzly like the Sasquatch. I do dislike the rampant sprouting of hairs everywhere but on my head. But you're a man, I hear you say, get a hold of yourself! I'm gonna Veet myself on Thursday. The wind is gusting today, up to 70 mph, and it's whistling through the trees, it's fairly humid with it and in the distance I can hear the incessant wail of a car alarm. My tax repayment claim is sent recorded delivery. I have £500 to come back to me from 2 years of overpayment. Very useful as I can pay off the credit card; the last debt I have since my bankruptcy in 2007. It would be great to have a level playing field if I am to earn this haphazard wage while working for the city council. Interesting Saturday watched Kirk Deighton 2nd's knock up 240 in the cricket in 45 overs. Dan, Nick with his son Cameron, Scott and co. Some cide...

The Ghost part 8

Just why  Why just ice. Ice just ice. There isn't any just ice. When I'd returned from Melbourne in 2000 my first decision was to take any temping job: I registered at Spring Personal and after the preliminary test to ascertain my typing rate I was called and offered a job at Limewood House temping in metering as a data entry clerk. I had worked for YE before my travels and I assumed I'd just pick up where I'd left off. However, after I'd turned up to the job, been told what to do and spent half a day processing sheets of data into a dumb terminal I realized I could never ever return to the me of 8 months ago. There was no way after the freedom I'd enjoyed in Australia I could return to a moody, dark, oppressive clerk position I'd had for 2 years prior. I literally could not take the boring repetitive  process and had to speak to my HR rep at Spring at lunch time telling her this was not for me. Even now 11 years later I can't take being boxed in an...